Four legal points for India access
This legal page explains how our terms apply when you create, use, verify, or close an account. We write these terms for India in plain language, but access still depends on local law and is available where local law permits. We may ask for identity details,
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payment references, device signals, and transaction records when we need to protect your account, meet compliance checks, resolve wallet issues, or respond to lawful requests. UPI, Paytm, PhonePe, and Google Pay references are used only to match account activity, confirm ownership, and trace payment queries. If
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our terms change, we place the updated wording on this page and apply it from the stated date, while keeping past records where a legal, security, or dispute reason requires it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.